60% Rise In Cost Of Credit Over Last 18 Months Led To 21% Drop in Home Loan Applications
Category Buying and Selling Property
According to Betterbond, the biggest (home loan) bond originator in South Africa, the SA property market is operating in a rather tough market
SA Property Market News - Buy-To-Let Homes Home Loan Applications Has Risen In SA To 2009 Levels
Category Buying and Selling Property
Buy-to-let homes are on the rise in SA, according to ooba Home Loan's report of a year-on-year growth of just over 13% in home loan applications for buy-to-let
Effect Of 0,5% Interest Rate Hike On Homeowners, Sellers And Buyers In SA Property Market
Category Buying and Selling Property
The South African Reserve Bank has raised interest rates on 30 March 2023 for the ninth time in a row since it began tightening policy in November 2021 when the
Interest Rate Hikes - Are Home Buyers Over-Reacting When Stalling Their Purchase?
Category Buying and Selling Property
Historically, interest rate hikes have had a dampening effect on the South African residential property market, with homeowners reassessing their affordability
What Value Will A Solar Installation Add To Your Residential Property?
Category Buying and Selling Property
What we have all come to learn in the past 14 years is that load shedding is here to stay.
How Property Owners Can Cut Costs Due To Raising Interest Rates
Category Buying and Selling Property
Cost cutting is on many people's minds as prices rise and affordability becomes stretched
Choosing Marital Regime When Marrying - Big Influence On Buying and Financing Your Home
Category Buying and Selling Property
Two of the most important commitments we make in life are getting married and purchasing a house.
New FICA Regulation - For International Fund Transfers Of R20 000 & More: Who Must Comply?
Category Buying and Selling Property
As you are aware, many changes to the FIC Act are being implemented in South Africa's efforts not to be grey-listed.
What You Need To Know About CGT (Capital Gains Tax)
Category Buying and Selling Property
It is vital - if you made a "capital gain" on the sale of your property (more on how to calculate that below) to understand when you could be liable to pay CGT.
Did You Know? - Property Sellers Are Liable For Bond Cancellation Fees
Category Buying and Selling Property
You've probably got an existing bond that needs to be settled so remember that early settlement is likely to cost you a 90-day termination or bond penalty charg